Military Retirement Pay Calculator
Enter the average monthly retired-pay base, creditable years of service, and plan code. The calculator estimates gross retired pay under a legacy 2.5% or BRS 2.0% longevity multiplier.
Fill in the required fields to see your result.
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The main result is estimated gross monthly retired pay. Supporting outputs show the multiplier and annual gross amount.
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How to Use This Calculator
Use the appropriate retired-pay base, such as a verified High-36 average. Enter plan code 1 for legacy or 2 for BRS. This is a gross estimate before taxes, SBP, VA offsets, or deductions.
Formula & Methodology
Estimated monthly retired pay equals the monthly retired-pay base multiplied by years of service and the plan rate: 2.5% for legacy plans or 2.0% for BRS.
Example: BRS at 20 years
A $6,000 retired-pay base with 20 BRS years produces a 40% multiplier and an estimated $2,400 gross monthly retired pay.
This simplified calculator does not model REDUX, disability retirement, reserve point conversion, COLA, taxes, SBP, concurrent receipt, VA offsets, or statutory caps.
Independent, unofficial planning tool. Not affiliated with or endorsed by the U.S. Department of Defense, Department of the Air Force, U.S. Air Force, DFAS, or DTMO. Verify results through authorized personnel and finance channels.
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Frequently Asked Questions
- What does the Military Retirement Pay Calculator estimate?
- Estimate gross monthly and annual military retired pay from a retired-pay base and longevity multiplier.
- Is this an official military calculator?
- No. It is an independent planning tool. Official records, orders, pay tables, and current service guidance control.
- Why might my official result differ?
- Official dates, entitlement rules, creditable service, policy changes, corrections, and service-specific procedures can change the result.
- Should I enter personal identifiers?
- No. Do not enter names, Social Security numbers, DoD ID numbers, or personnel documents.
Last updated 7/21/2026